The roots you plant today will sustain future generations.
Great loan programs for Department of Hawaiian Home Lands (DHHL) beneficiaries
ASB’s Hawaiian Home Lands Loan Program, designed to help Native Hawaiian families buy their forever home in Hawaii.
We offer programs with features that include:
Down payments as low as 2.25%
Low, one-time 1% upfront Guaranty Fee and no monthly mortgage insurance
Up to 97.75% Loan to Value
Refinancing options available to access cash
When submitting your loan application, it would be helpful to include the documents below:
However, you are not required to do so until after you have received an early disclosure from us.
Income Documents:
Most current two consecutive pay stubs
Most recent award statements for unearned income (ex: Social Security, pension, disability benefits, etc.)
W-2s and all pages of your personal federal income tax returns for the most recent two years
(If applicable) All pages of your business federal income tax returns for the most recent two years
(If applicable) Year-to-date profit-and-loss statement (for all business entities)
Asset Documents:
Bank account statements (including written explanations of large deposits) for the most recent two months
Investment statements (401k, IRA, stocks & bonds, etc.) for the most recent two months
Gift letter with evidence of transfer, if applicable.
Additional Documents:
Homeowners and hurricane insurance (declaration page)
Long form trust document (if property is held or will be held in a trust)
Current mortgage statement showing a breakdown of principal, interest, taxes, and insurance
(If applicable) Current HOA maintenance fees statement for all properties owned
Current property tax statements for all properties owned
Current rental agreements for all investment properties owned
Documentation of other income (example: alimony, child support, etc.)
Talk to a home loan experts to help you finance your dream home.
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