Native Hawaiian Loan Programs

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HomeStreet has been providing the people of Hawaii with home loans for years, and we’d like to help you too. If you are a Native Hawaiian who has been awarded a lease, are currently on the waiting list for residential property, or already have a home on leased land, we may have a loan program for you!


Loan programs available:

  • USDA – Finance up to 100% of a home purchase, with no down payment required

  • FHA 184A program - Down payment as low as 2.25%

  • FHA 247 program - Down payment as low as 3.5%

Department of Hawaiian Home Lands (DHHL) loans are specifically for Native Hawaiians. HomeStreet pioneered retail origination and servicing of these loans with DHHL years ago, and we remain experts in this special loan product. Building long-term relationships with all our customers and providing ongoing support to our communities is important to all of us at HomeStreet.

Hilo Home Loan Center
120 Waianuenue Avenue Hilo, HI 96720

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