is Required Before you can apply for any Laʻi ʻŌpua program—whether Rent-with-Option-to-Purchase, Turnkey, Habitat for Humanity (Village 5), or Self-Help (Village 5)—you must complete pre-qualification with Helen Wai. This is your required first step. The pre-qualification window is February through March 2026—don't wait.

Why Helen Wai? Helen is a Native Hawaiian certified housing counselor with over 20 years of experience helping DHHL families achieve homeownership. She grew up on Hawaiian Homelands and understands your journey because she's lived it herself.

What Helen Will Do for You:

✓ Review your finances, credit, and budget

✓ Help you understand which program fits your ʻohana

✓ Improve your credit score if needed

✓ Create a sustainable budget for homeownership

✓ Prepare your official pre-qualification letter

✓ Guide you through the DHHL process with confidence

Pre-Qualification Period: February - March 2026